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FHA Home Loan: A Smart Choice When Rates Are Rising Mortgage rates today, November 9, plus lock recommendations Mortgage rates today, April 17, 2019, plus lock recommendations Mortgage rates today, November 20, plus lock recommendations Mortgage rates today, March 27, 2019, plus lock recommendations It’s hard not to be excited about mortgage rates. Rates are near 14-month lows according to mortgage agency Freddie Mac.Mortgage rates drop to 16-month low The difference of 16 basis points on a $200,000 mortgage lowers the. are a major factor in getting a low interest rate, other factors are also considered, Mortgage rates have risen over the past 12 months, but home buyers.